Mortgage First has been helping Oregon residents realize their dreams of home ownership for over 25 years. We are locally owned and operated, conveniently located just south of downtown Salem. If you live elsewhere in Oregon, we are happy to accommodate you over the phone or online!


We understand that a home is often the largest investment in your life. Purchasing or refinancing that home is a significant event! At Mortgage First Corporation, you are not just a number. We pride ourselves on fostering genuine relationships with our clients, and work hard for you.


What is a mortgage broker?
As a broker, we do the shopping for you, to find the best price and terms for your situation. Banks and credit unions offer a very limited number of generic loan options to consumers, while brokers have a much larger pool of options with different lenders.
 
Why choose a broker over a banker?
Mortgage Brokers specialize in mortgage financing. Brokers complete a rigorous nationally-regulated education program; they also maintain annual continuing education credit hours, and must pass a state licensing test and background check. Bankers do not undergo this level of training, and are not educated or regulated by the National Mortgage Licensing System.

Does a broker cost me more than a banker?
Mortgage First Corporation has wholesale pricing agreements with a long list of lenders, so you won't be paying a premium for the personal shopping experience that you will recieve. You just gain access to all of the best deals, the most loan options, as well as the confidence that you have an expert on your side to guide you to the best choices for your financial future. 
 

 Don't settle for the "one size fits all" approach from your bank or credit union! You will likely have your mortgage for several years. Choose wisely now to prevent headaches later.
 



Whether you are a first time homebuyer or a seasoned real estate investor, you've come to the right place. Our experienced loan consultants will walk you through this important process, and match you with a financing program that meets your unique needs.


Fill out an online loan application or contact us today.

 NMLS #40558

 
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Purchasing a Home?

Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.

 

Need to Refinance?

Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.

 

Consolidating Debt?

Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.

 
 
 

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