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FHA Home Loan

An FHA loan provides a government-insured loan with flexible loan options. The approval requirements for this loan option are more forgiving for lower credit scores and higher debt-to-income ratios and require a low down payment.

How it Works/Payments

  • Pay your mortgage at any time without pre-payment penalties
  • 30-, 25-, 20- and 15-year terms are all available with fixed rates

Qualification Requirements

  • Credit scores as low as 580 may qualify
  • Refinance up to 97.75% of your primary home’s value
  • Buy a home with as little as 3.5% down (primary home)

Got questions?  Give us a call!  One of our mortgage specialists would be happy to answer all of your questions and get you started with a great low rate today!

Working with Mortgage First Corp.

  • We put YOU first.
  • Mortgage First Corp. offers some of the most competitive rates and closing costs in Oregon!
  • We offer a variety of loans programs. The experienced loan officers at Mortgage First Corp. will guide you to the loan that is right for you!

**Mortgage First Corp. is not affiliated with or acting on behalf of or at the direction of FHA, VA, USDA or the Federal Government.

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